Our Deposit Products
The purpose of this product is to allow clients save for investment or to raise capital.
This account type is normally termed as business account that is recommended for individuals, corporate bodies and those engaged in brisk business.
This account type is designed for salaried workers whose salaries and allowances are paid through the bank.
This innovative Savings Product is designed for clients who find it difficult to leave their homes and workplaces to go to the Bank and for those with small cash holding who cannot meet the Bank’s minimum deposit requirement to open Savings Account. It gives them the unique opportunity to save with the Bank through the network of the Banks mobile banking staff.
The Fixed Deposit Product is typically a Savings Account, which is lodged for a fixed tenure of 3 months, 6 months etc. The rate of return is relatively higher.
Under this product, the bank’s accredited officials undertake cash collections at the door steps of customers who are too busy to visit the bank. These collections are then deposited with the Bank on the behalf of the clients in their respective accounts.
Our Lending Products
The Susu Loans Product is to provide financial assistance to clients to expand their business. The loan product is designed to enable the clients repay such loans on daily or weekly basis.
This is a business loan/facility targeted at Current Account holders such as individuals, Corporate Bodies and Enterprises that needs working capital to expand their business.
This facility is granted to salary account holders who have their salaries channel through the Bank.
The Funeral and Social Loans are designed to enable clients access funds to perform the funeral rites of a deceased person and wedding ceremonies.
Loans are granted to men and women groups who own small and micro enterprises or are engaged in productive activity.
Odotobri Rural Bank in collaboration with Ghana Blind Union (GBU) offers credit facilities to the blind yet skillful, to expand their micro businesses.
Clients in transport business or those who wish to own vehicles for business purposes, are assisted with transport loans by the Bank.