Our Products & Services

Deposit Products
Our Deposit Products are essentially made up of the following:
Savings Account
The purpose of this product is to allow clients save for investment or to raise capital.
Current Account
This account type is normally termed as business account that is recommended for individuals, corporate bodies and those engaged in brisk business.
Salary Account
This account type is designed for salaried workers whose salaries and allowances are paid through the bank.
Susu Savings Account
This innovative Savings Product is designed for clients who find it difficult to leave their homes and workplaces to go to the Bank and for those with small cash holding who cannot meet the Bank’s minimum deposit requirement to open Savings Account. It gives them the unique opportunity to save with the Bank through the network of the Banks mobile banking staff.
Fixed Deposit
The Fixed Deposit Product is typically a Savings Account, which is lodged for a fixed tenure of 3 months, 6 months etc. The rate of return is relatively higher.
Cash Collection Services
Under this product the bank’s accredited officials undertake cash collections at the door steps of customers who are too busy to visit the bank. These collections are then deposited with the Bank on the behalf of the clients in their respective accounts.
Lending Products
Susu Loans
The Susu Loans Product is to provide financial assistance to clients to expand their business. The loan product is designed to enable the clients repay such loans on daily or weekly basis.
Traditional Loans and Overdraft:
This is a business loan/facility targeted at Current Account holders such as individuals, Corporate Bodies and Enterprises that needs working capital to expand their business.
Salary Loans
This facility is granted to salary account holders who have their salaries channel through the Bank.
Funeral and Social Loans
The Funeral and Social Loans are designed to enable clients access funds to perform the funeral rites of a deceased person and wedding ceremonies.
Micro Finance Loans
Loans are granted to men and women groups who own small and micro enterprises or are engaged in productive activity.
Ghana Blind Union (GBU) Loans
Odotobri Rural Bank in collaboration with Ghana Blind Union (GBU) offers credit facilities to the blind yet skillful, to expand their micro businesses.
Transport Loans
Clients in transport business or those who wish to own vehicles for business purposes, are assisted with transport loans by the Bank.
Money Transfer
The Bank is engaged in both foreign and domestic money transfer services with Apex Bank and other collaborators.
Western Union Money Transfer
This product is designed to enable clients and the general public to funds from Europe, America, Asia and Far East and other African countries through Western Union Money Transfer and Standard Chartered Bank Limited to the Bank.
Money Gram
The Bank in Partnership with the ARB Apex Bank Ltd. provides of Money Gram services to clients.
SAMBA Money Transfer
This international money transfer service is also offered in partnership with the ARB Apex Bank Ltd.
Mobile Money Services
The Bank engages in the Sending and receiving of cash through MTN, Tigo and Airtel Mobile Money platforms.
AUTOMATED TELLER MACHINE (ATM) SERVICES
The Bank introduced an efficient and effective ATM system in July, 2017, thereby reducing customers’ turn-around-time by given them access to their funds 24/7. ORB’s ATMs are Gh-Link compliant, which gives ORB customers flexibility of accessing funds from other Gh-Link compliant ATMs nationwide and vice versa.